Experiencing The Joy Of First Time Home Buyer Benefts
One of the greatest rewards of what I do is experiencing the joy of a first time home buyer in the purchase of their first home.
The expression of happiness on the face of a first time home buyer as they sit at the closing table signing the papers for their new home and when I can hand them the keys to their first home is worth its weight in gold.
Yesterday I had the pleasure of attending the closing of one of my buyers who took advantage of the first time home buyer benefits that were available to him through FHA financing.
Mark first contacted me back in the beginning of March of this year about his interest in purchasing a home from an ad I had placed on Craiglist about bank owned, foreclosed and short sale homes. As a result of a drip email campaign that was set up to keep in regular with Mark we exchanged a number of emails about questions he had about different properties and financing options.
I put him in contact with George Souto at McCue Mortgage to assist him in qualifying for first home buyer financing. Unfortunately his credit score at that time was not up to par and put buying a home out of his immediate future but George did advise him about the things he needed to do to get his credit score up.
In the beginning of July Mark's credit score had gone up enough for him to finally get a pre-approval for FHA financing. I loved Mark's enthusiasm when we met for our initial buyer consulation and explained what he could expect throughout the home buying process.
After a week of looking at a number of homes Mark found one he liked and we wrote up an offer on it. Turns out we ended up in a multiple offer situation and Mark lost out to a higher offer. It was a bit disappointing but Mark was not to be deterred from finding another home.
We eventually found just the perfect home, wrote up an offer asking for a closing cost concession from the seller and had acceptance that same day! During the inspection we had a couple of items to address and with a wonderful and cooperative listing agent on the other side had a seller who was agreeable to taking care of our request.
George and his staff at McCue Mortgage were there every step of the way in getting the appraisal ordered and making sure they had everything they needed from Mark. They did a remarkable job as Mark had mortgage commitment in less than a month .
Communicating with Mark was so easy during our search for homes and then once we had an executed contract. We used text, email and what seemed like daily chats via Gmail. It is one of the things I'm going to miss now that Mark has closed on his new home.
Congratulations Mark and here's wishing you much happiness in your new home!
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Contact Donna Bigda, CDPE, ABR, SRES, e-PRO,RE/MAX Alliance Licensed Realtor® in the State of Connecticut at 203-488-1641, ext. 214 to list your property for sale or to purchase a property in Branford, Guilford, Madison, East Haven, New Haven and the rest of Greater New Haven shoreline area.
If you would like more information about New Haven real estate, the surrounding areas, the housing market in general, or help in your home search, please contact me by phone or text at (203) 645-7467.
Copyright © 2011 by Donna Bigda, All Rights Reserved ...*Experiencing The Joy Of First Time Home Buyer Benefts*
